I designed this spreadsheet after failing to find a program or an app that offered the particular functions I wanted to offer my clients. After entering your start date, total debts, interest rates, minimum payments and additional payments, this spreadsheet will show you several plans to choose from. Each plan will clearly state how long it will take to become debt free as well as how much interest you will incur over that time.

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you can't get to where you want to be if you don’t know where you are. filling out the Debt Payoff Planner is the essential first step in your journey to becoming debt free.